Difficulties In Paying Your Rent
If you are having problems paying your rent or think you might have problems in the future then talk to our Income Generation Team on 0161 226 4211 immediately.
Your Income Generation Officer can help you in a number of ways, including
- Making arrangements for you to reduce your arrears of rent based upon how much you can afford
- Advice and help with benefits you might be entitled to. AdviceKit Manchester
- Help you to complete a Housing Benefit claim form
Do you qualify for benefits?
If you are elderly, unemployed, long term sick, disabled or on a low income, then you may be entitled to housing or other state benefits. Please contact your Local Authority or local branch of the Benefits Agency for further details.
The Citizens Advice Bureau has a debt counselling service that may help you to manage your money.
Manchester City Council Benefit Calculator
What if you owe rent?
If you don’t pay, the consequences are extremely serious.
If tenants fail to make arrangements to pay off their arrears, they will find themselves receiving a Notice of Seeking Possession. This is the first step towards losing their home.
Court action will be taken if the amount of arrears is not cleared or substantially reduced by the time the Notice Seeking Possession expires (28 days after the date of service). This means that the Association will ask the court for a Possession Order to take back your home.
If payments are received through an agreement and the arrears are reduced, the court will be asked to grant a Suspended Possession Order. This will mean that you will incur court costs that will be added to your debt.
If the terms of the Possession Order are broken, the Association will apply to the Court for a Warrant of Eviction.
Further consequences are:
- A County Court Judgement ordering you to clear the debt may make it difficult for you to obtain credit or hire purchase
- Mosscare will pursue the debt after eviction and may use a debt collection agency
- Mosscare will not provide a satisfactory reference to other landlords and/or mortgage lenders
- Mosscare will not accept you on the re-housing list in the future. Instead you would be placed on the re-housing review list
